SECURITY · VERIFICATION
847 291
One-time code · expires in 5:00
Do not share this code with anyone
BANK-SECURE
Unusual activity detected on your account. Verify immediately to avoid suspension:
secure-bank-verify.link/a8xK2
DELIVERY TRACKER · NOTIFICATION
Your parcel requires a customs clearance fee of $12.50. Tap to release shipment.
INCOMING CALL
+1 4 *** **93
Bank Fraud Prevention
INVESTMENT ALERT
Your portfolio gained +34.2% this week. Withdraw profits now before market close.
FRAUD AWARENESS · ASSESSMENT & EDUCATION

35F
SHARNELL

Identify fraud awareness gaps before fraudsters do.

FAAT helps financial institutions identify customer fraud awareness gaps to common fraud scenarios, deliver targeted education and track awareness improvement over time.

REQUEST FAAT OVERVIEW
SCROLL
OTP IMPERSONATION DELIVERY INTERCEPT SCAM VOICE CLONE FRAUD INVESTMENT PLATFORM SCAM FAKE COURIER NOTIFICATION SIM SWAP ATTACK ROMANCE SCAM PHISHING CAMPAIGN ACCOUNT TAKEOVER CRYPTO WITHDRAWAL SCAM OTP IMPERSONATION DELIVERY INTERCEPT SCAM VOICE CLONE FRAUD INVESTMENT PLATFORM SCAM FAKE COURIER NOTIFICATION SIM SWAP ATTACK ROMANCE SCAM PHISHING CAMPAIGN ACCOUNT TAKEOVER CRYPTO WITHDRAWAL SCAM
THE PROBLEM
01
You don't know which fraud scenarios customers struggle to recognise.

Most fraud awareness programmes launch without any baseline measurement. You communicate to everyone equally — without knowing where the gaps actually are.

02
Generic awareness campaigns miss the target.

Broad messaging reaches customers who already know the risks, while those most vulnerable remain unprotected. Education without assessment is guesswork.

03
You can't measure what you don't assess.

Without a baseline and a reassessment, there is no way to demonstrate that your awareness programme is working — to leadership, to regulators, or to yourself.

THE FAAT PROCESS

Assess. Educate. Reassess.

STEP · 01
FAAT Assessment

Identify fraud awareness gaps across key fraud scenarios using realistic simulated interactions. Establish a measurable awareness baseline.

STEP · 02
Embedded Education

Immediate educational guidance delivered at the point of assessment. Awareness intervention happens in the moment of highest receptivity.

STEP · 03
Fraud Awareness Assessment Report

Executive summary, category analysis and awareness priorities drawn from assessment results. Structured for fraud, compliance and customer protection teams.

STEP · 04
Targeted Education Package

Video, email, carousel and customer alerts built around identified weaknesses — not generic templates, but content mapped to actual gaps.

STEP · 05
Reassessment

Measure awareness improvement after educational intervention. Demonstrate programme effectiveness with before-and-after data.

STEP · 06
Benchmarking

Compare results against publicly available fraud awareness studies and market observations. Understand where your customers stand relative to broader patterns.

WHAT FAAT MEASURES
FAAT · SCENARIO MODULE MOD-001
BANK IMPERSONATION

Measures customer ability to identify fake bank calls, OTP scams and account protection scenarios. Tests recognition of urgency manipulation, spoofed caller identity and verification request red flags.

VOICE SCENARIOS SMS SIMULATION OTP REQUEST ACCOUNT FREEZE
FAAT · SCENARIO MODULE MOD-002
LINK & PAYMENT FRAUD

Assesses awareness of marketplace scams, delivery fraud and fraudulent payment requests. Evaluates ability to identify suspicious links, fake verification flows and payment redirection tactics.

MARKETPLACE CHAT DELIVERY SMS PAYMENT REQUEST QR CODE SCAM
FAAT · SCENARIO MODULE MOD-003
INVESTMENT FRAUD

Tests recognition of fake investment opportunities and high-return schemes. Measures susceptibility to fabricated credentials, social proof manipulation and artificially compressed decision timelines.

PLATFORM MOCKUP PORTFOLIO RETURNS REFERRAL PRESSURE WITHDRAWAL BLOCK
FAAT · SCENARIO MODULE MOD-004
DEEPFAKE & TRUST EXPLOITATION

Evaluates awareness of AI-generated voices, video impersonation and synthetic identity scams. Tests recognition of trust exploitation across family, colleague and authority impersonation vectors.

VOICE CLONE VIDEO CALL AUTHORITY SCAM FAMILY EMERGENCY
FAAT · SCENARIO MODULE MOD-005
TECHNICAL SUPPORT FRAUD

Measures recognition of remote access scams and fake support interactions. Assesses ability to identify unsolicited contact, screen-sharing requests and false urgency designed to grant attacker device access.

REMOTE ACCESS FAKE ALERT SUPPORT CALL SOFTWARE INSTALL
EDUCATION DELIVERY

Where education reaches customers.

MOBILE
APPS
EMAIL
CAMPAIGNS
SMS
ALERTS
PUSH
NOTIFICATIONS
WALLET
PLATFORMS
CUSTOMER
SUPPORT
SOCIAL
MEDIA
ABOUT

35F Sharnell is an independent fraud awareness assessment initiative focused on helping financial institutions understand which fraud scenarios their customers are least prepared to recognise.

Using realistic fraud scenarios, embedded education and targeted awareness interventions, we help organisations identify customer awareness gaps and measure improvement over time.

We are not fraud detection software. Not transaction monitoring. Not compliance infrastructure. We help organisations understand where fraud awareness gaps exist before losses occur.

We think like those who design the attacks. We communicate like those who need to prevent them.

STRUCTURE
US LLC · International Operations
FOCUS
Customer Fraud Awareness
PRIMARY MARKETS
MENA · Central Asia · South Asia
METHODOLOGY
Assess → Educate → Reassess
CONTACT
Request
FAAT Overview.

We provide FAAT overview, sample fraud awareness report and methodology briefing to qualified financial institutions, fintech platforms and digital payment providers. Initial materials delivered within 48 hours.

brief@35fsharnell.com